Meet your Credit Needs: The Smart Way!

Learning to manage your income and expenses. We don’t like to even-out income and expenses, do we ? We must save and invest.

When we think about investing, 2 most important questions we ask ourselves. What’s the return on my investment and will my money be stuck in time of need? It’s important to understand the features of the investment instruments/products. Beat it Stocks, Mutual Fund, bonds, gold or any other. Knowing how we can use these investments to meet our financial goals or needs at times, will benefit us immensely.

Yet! Life is full of uncertainties. No matter how much we plan our finances there is always something coming up. Medical emergencies, unplanned trips or family commitments. What do we do at these times ?  withdraw your investments early ? or go for personal loans, credit cards  and use now – pay later products ?  Be aware of these options , it might cost you your return on investments. 

Let’s see how. These easy cash often come with heavy interest rates, frustrating documentation processes or might dig deep in your CIBIL score. And often get caught in this credit loop.